A decade ago my dad passed away from Parkinson’s disease. He was widowed so decisions about his care fell on my sisters and me. He wanted to stay at home but because he didn't have long-term care insurance, his savings would be depleted within a couple of years. So, we moved him into an assisted living facility he loved, but the base cost was over $4,000/mo. for room and board, plus health assistance. Before long, his finances were depleted, so we made the painful decision to move him into a nursing home so he would be eligible to receive federal aid. He remained there for 3 years, but really only needed full nursing care for the last year. Had he been insured, he could have had a much greater quality of life.I decided then that when my time comes, I want the financial freedom to make my own decisions, so I looked into long-term care insurance...I was really happy to learn that rate offered was affordable and the application process was quick and simple. I feel much better knowing I’m no longer gambling with my future.
The Rev. Elice Higginbotham
Douglas W. Morse
A decade ago my dad passed away from Parkinson’s disease. He was widowed so decisions about his care fell on my sisters and me. He wanted to stay at home but because he didn't have long-term care… Read More
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